All Calculators & Tools

Free financial planning tools built for Indian investors. Every calculator uses real historical NAV data. No sign-ups required.

Core Calculators

SIP Returns Calculator

Calculate mutual fund SIP and lumpsum returns using real historical NAV data for 3,000+ Indian mutual funds (including direct/regular plans). Supports step-up, goal mode, and export to PDF/Excel/DOCX.

FIRE Calculator

Plan your Financial Independence and Early Retirement. Calculate required corpus, monthly SIP needed, and projected growth with inflation-adjusted projections.

SIP vs EMI Calculator

Compare the true cost of borrowing vs investing. See the interest paid, potential SIP corpus, and the opportunity cost of taking a loan.

Cost of Delay Calculator

See how much delaying your SIP by 1, 2, 3, 5, or 10 years costs you in lost corpus. Visualise the impact of starting now vs later.

Popular Fund SIP Calculators

Guides & Resources

Blog & Guides

Expert guides on SIP investing, mutual fund selection, FIRE planning, and financial education for Indian investors.

Data & Methodology

Learn how we source NAV data, calculate XIRR, handle edge cases, and ensure calculation accuracy.

Information

About Us

Learn about our mission, principles, and the team behind fundsipcalculator.com.

Contact

Get in touch with feedback, bug reports, or feature requests.

Privacy Policy

How we handle your data — no sign-ups, no personal data collection, only anonymous analytics.

Last updated: August 2026 | All tools are free to use — no sign-ups required