SPDR Portfolio S&P 400 Mid Cap ETF Returns Calculator
Calculate historical returns and project future compounding for SPDR S&P 400 Mid Cap (SPMD). Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Mid-Cap Blend (US)
AUM
$18.60 Billion
Expense Ratio
0.03%
Fund Manager
State Street Global Advisors (SSGA)
SPDR S&P 400 Mid Cap (SPMD) Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 14.8% CAGR | 5 Years @ 8.1% CAGR | 10 Years @ 10.6% CAGR |
|---|---|---|---|
| $100/mo | $4,550 Invested: $3,600 | $7,425 Invested: $6,000 | $21,353 Invested: $12,000 |
| $250/mo | $11,375 Invested: $9,000 | $18,561 Invested: $15,000 | $53,383 Invested: $30,000 |
| $500/mo | $22,750 Invested: $18,000 | $37,123 Invested: $30,000 | $106,766 Invested: $60,000 |
| $1,000/mo | $45,501 Invested: $36,000 | $74,246 Invested: $60,000 | $213,532 Invested: $120,000 |
| $2,500/mo | $113,752 Invested: $90,000 | $185,615 Invested: $150,000 | $533,830 Invested: $300,000 |
* Projections calculated using actual historical 3-year (14.76%), 5-year (8.14%), and 10-year (10.57%) performance data. Actual mutual fund returns fluctuate with market NAV.
About SPDR Portfolio S&P 400 Mid Cap ETF
SPDR Portfolio S&P 400 Mid Cap ETF (SPMD) delivers ultra-low-cost exposure to 400 core mid-sized American corporations. At an industry-floor 0.03% expense ratio, SPMD targets the 'sweet spot' of the domestic market—companies that have outgrown small-cap risks but still retain superior growth potential compared to mature large-cap titans.
Investment Strategy
Passive Indexing — Replicates the S&P MidCap 400 Index, holding 400 profitable mid-cap US enterprises meeting S&P financial viability criteria.
Key Facts
- Tracks the 400 companies in the S&P MidCap 400 Index
- Ultra-low 0.03% expense ratio ($3 per year per $10,000 invested)
- Over $19.1 Billion in ETF assets under management
- Requires positive GAAP earnings track record for initial inclusion
Historical Returns
3-Year CAGR
14.76%
5-Year CAGR
8.14%
10-Year CAGR
10.57%
Benchmark
S&P MidCap 400 Index
Historical annualized returns as of August 2026. Mid-cap stocks carry market risks.
Top Holdings & Sector Allocation
As of September 2026, SPDR S&P 400 Mid Cap (SPMD)'s portfolio includes:
Top 5 Holdings
- Vistra Corp. (VST)
- Comfort Systems USA (FIX)
- Emcor Group Inc. (EME)
- Lennox International (LII)
- Deckers Outdoor Corp. (DECK)
Sector Allocation
Industrials 22.4%, Financials 15.6%, Consumer Discretionary 13.8%, Information Technology 12.5%, Healthcare 9.8%, Others 25.9%
Risk & Drawdowns
Standard deviation is ~17.2% reflecting mid-cap cyclical beta.
Experienced -41% drawdown in March 2020 and -18% in 2022.
Tax Treatment
High ETF tax efficiency. Distributions are predominantly qualified dividends.
Who Should NOT Invest in SPDR S&P 400 Mid Cap (SPMD)?
Ultra-conservative savers seeking fixed income or zero equity volatility.
About the Fund Manager
Managed by State Street Global Advisors quantitative equity indexing team.
Who Is This Fund Suitable For?
Ideal for investors seeking higher growth potential than large-cap blend indexes with lower volatility than pure small-caps.
More Funds from SPDR & Similar Schemes
Similar Funds to Consider
- Vanguard Mid-Cap ETF (VO)
- iShares Core S&P Mid-Cap ETF (IJH)
- Schwab U.S. Mid-Cap ETF (SCHM)
Or compare side by side using our main SIP calculator — you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for SPDR S&P 400 Mid Cap (SPMD) Investors
- FIRE Calculator — Plan your retirement corpus with SPDR S&P 400 Mid Cap (SPMD) as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in SPDR S&P 400 Mid Cap (SPMD) could cost you
- SIP vs EMI Calculator — Compare investing in SPDR S&P 400 Mid Cap (SPMD) vs paying off loans
Frequently Asked Questions About SPDR S&P 400 Mid Cap (SPMD)
What is the historical SIP return of SPDR S&P 400 Mid Cap (SPMD)?
Based on the latest data, SPDR S&P 400 Mid Cap (SPMD) has delivered an annualized return (CAGR) of 14.76% over 3 years, 8.14% over 5 years, and 10.57% over 10 years. Experienced -41% drawdown in March 2020 and -18% in 2022.
How is SPDR S&P 400 Mid Cap (SPMD) SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would $500 monthly SIP in SPDR S&P 400 Mid Cap (SPMD) generate over 5 years?
At an estimated annual return rate of 8.14%, a monthly $500 investment ($30,000 total invested) would grow to approximately $37,123 in 5 years, yielding an estimated wealth gain of $7,123. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in SPDR S&P 400 Mid Cap (SPMD)?
SPDR S&P 400 Mid Cap (SPMD)'s top holdings include Vistra Corp. (VST), Comfort Systems USA (FIX), Emcor Group Inc. (EME), and Lennox International (LII). The fund's sector allocation is Industrials 22.4%, Financials 15.6%, Consumer Discretionary 13.8%, Information Technology 12.5%, Healthcare 9.8%, Others 25.9%.
What is the risk profile of SPDR S&P 400 Mid Cap (SPMD)?
Standard deviation is ~17.2% reflecting mid-cap cyclical beta. This fund may not be suitable for ultra-conservative savers seeking fixed income or zero equity volatility..
What are the tax implications of investing in SPDR S&P 400 Mid Cap (SPMD)?
High ETF tax efficiency. Distributions are predominantly qualified dividends.
Data last updated: September 2026 | Fund data sourced from SEC filings and public exchanges
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