Don't Wait
Cost of Delay Calculator
Every year you delay costs you lakhs. See exactly how much wealth you lose by waiting.
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yr
%
| Delay | Actual Period | Invested | Corpus | Loss vs Start Now |
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💡 Key Insight
Why Does Delay Cost So Much?
Compounding needs time. When you delay by 1 year, you don't just lose 1 year of SIP — you lose the compounding on those early investments for the entire remaining period. The earlier money is invested, the longer it compounds, and the more disproportionately it grows.
The Power of Starting Early
A 25-year-old investing ₹5,000/month at 12% for 35 years accumulates ~₹3.25 Cr. A 30-year-old investing the same for 30 years gets ~₹1.76 Cr. Just 5 years of delay costs nearly ₹1.5 Cr — that's the power of compounding working in your favour when you start early.