Last updated: July 26, 2026

fundsipcalculator.com ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and disclose information when you visit our website https://fundsipcalculator.com (the "Site"). We do not require any sign-up or login. We do not collect personal information such as names, email addresses, or phone numbers. All calculations are performed locally in your browser — no calculation data is sent to our servers.

Information We Collect

We do not collect any personally identifiable information through the Site. Specifically:

We do not require user registration or account creation.
We do not collect names, email addresses, phone numbers, or physical addresses.
All SIP, FIRE, and other calculator computations run entirely in your web browser. No input data (fund selections, amounts, dates) is transmitted to our servers.

Cookies & Local Storage

We use browser local storage to remember your preferences, such as your selected light or dark theme. This data is stored only on your device and is not transmitted to any server.

We also use Google Analytics, which sets cookies to measure aggregate, anonymous usage statistics such as page views, visitor counts, approximate geographic region, and device or browser type. These analytics cookies do not identify you personally. You can block or clear cookies through your browser settings at any time. For more information on how Google Analytics handles data, see Google's Privacy Policy. To opt out of Google Analytics, you can install the Google Analytics opt-out browser add-on.

Advertising & Third-Party Cookies

We use Google AdSense to display advertisements on this website. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your browsing activity across the internet.

You may opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookies by visiting the Network Advertising Initiative opt-out page.

For more information about how Google uses information from sites that use its services, please visit How Google uses information from sites or apps that use its services.

Please note that even if you opt out of personalised advertising, you may still see non-personalised ads from Google and other providers.

Third-Party Services

In addition to Google Analytics and Google AdSense, our Site may include links to external websites for reference or convenience. These third-party sites have their own privacy practices, and we are not responsible for the content or privacy policies of those sites. We encourage you to review the privacy policies of any third-party website before providing any personal information.

We do not share, sell, or trade any information with third parties outside of the advertising and analytics services described above.

Data Retention

Because we do not collect personal data or maintain user accounts, there is no personal data to retain. Analytics data collected by Google Analytics is retained by Google in accordance with their data retention policies. Local storage preferences set by our Site persist on your device until you clear your browser data.

Children's Privacy

The Site is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take steps to remove such information.

Your Rights

Depending on your jurisdiction, you may have rights regarding your personal data, including the right to access, correct, delete, or restrict the use of your data. Since we do not collect personal data, these rights are largely addressed through your ability to control cookies and local storage through your browser settings. If you have concerns about your data, please contact us using the information below.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via our Contact page or email us at hello@fundsipcalculator.com.