Nippon India Small Cap Fund SIP Calculator
Calculate historical returns and project future compounding for Nippon Small Cap. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Small Cap
AUM
₹82,580 Cr
Expense Ratio
0.69%
Fund Manager
Siddharth Srivastava & Samir Rachh
Nippon Small Cap Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 14.7% CAGR | 5 Years @ 18.4% CAGR | 10 Years @ 20.9% CAGR |
|---|---|---|---|
| ₹1,000/mo | ₹45,434 Invested: ₹36,000 | ₹98,672 Invested: ₹60,000 | ₹4,05,453 Invested: ₹1,20,000 |
| ₹2,500/mo | ₹1,13,585 Invested: ₹90,000 | ₹2,46,679 Invested: ₹1,50,000 | ₹10,13,632 Invested: ₹3,00,000 |
| ₹5,000/mo | ₹2,27,171 Invested: ₹1,80,000 | ₹4,93,359 Invested: ₹3,00,000 | ₹20,27,265 Invested: ₹6,00,000 |
| ₹10,000/mo | ₹4,54,342 Invested: ₹3,60,000 | ₹9,86,717 Invested: ₹6,00,000 | ₹40,54,529 Invested: ₹12,00,000 |
| ₹25,000/mo | ₹11,35,854 Invested: ₹9,00,000 | ₹24,66,794 Invested: ₹15,00,000 | ₹1,01,36,323 Invested: ₹30,00,000 |
* Projections calculated using actual historical 3-year (14.67%), 5-year (18.36%), and 10-year (20.9%) performance data. Actual mutual fund returns fluctuate with market NAV.
About Nippon India Small Cap Fund
A small cap fund investing in companies ranked 251 and below by market capitalisation. One of the largest funds in its category by AUM.
Investment Strategy
Focuses on identifying quality small cap companies with strong growth potential through bottom-up research. Follows a disciplined investment process with defined entry and exit criteria.
Key Facts
- AUM of over ₹74,600 crore — among the largest in the category
- Higher volatility typically associated with small cap investing
- Minimum SIP of ₹100
- Benchmark: Nifty Smallcap 250 TRI
Historical Returns
3-Year CAGR
14.67%
5-Year CAGR
18.36%
10-Year CAGR
20.9%
Benchmark
Nifty Smallcap 250 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
Top Holdings & Sector Allocation
As of September 2026, Nippon Small Cap's portfolio includes:
Top 5 Holdings
- C.E. Info Systems
- Affle India
- Newgen Software
- Home First Finance
- Cygnet Industries
Sector Allocation
Financials 18%, IT 15%, Industrial 14%, Consumer 12%, Others 41%
Risk & Drawdowns
High volatility. Standard deviation ~22%. Can fall 40-50% in severe bear markets.
Max drawdown -52% in 2008. -45% in March 2020. Recovery time 18-24 months.
Tax Treatment
LTCG 12.5% above ₹1.25L/year. STCG 20% if sold within 1 year.
Who Should NOT Invest in Nippon Small Cap?
Conservative investors, those with < 10 year horizon, or anyone who cannot tolerate 40%+ temporary declines.
About the Fund Manager
Siddharth Srivastava (since 2018) and Samir Rachh (since 2020). Combined 25+ years of small cap research experience.
Who Is This Fund Suitable For?
Suitable for aggressive investors with a 10+ year horizon who can tolerate significant short-term volatility. Higher volatility than large cap or flexi cap funds.
More Funds from Nippon & Similar Schemes
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Or compare side by side using our main SIP calculator — you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for Nippon Small Cap Investors
- FIRE Calculator — Plan your retirement corpus with Nippon Small Cap as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in Nippon Small Cap could cost you
- SIP vs EMI Calculator — Compare investing in Nippon Small Cap vs paying off loans
Frequently Asked Questions About Nippon Small Cap
What is the historical SIP return of Nippon Small Cap?
Based on the latest data, Nippon Small Cap has delivered an annualized return (CAGR) of 14.67% over 3 years, 18.36% over 5 years, and 20.9% over 10 years. Max drawdown -52% in 2008. -45% in March 2020. Recovery time 18-24 months.
How is Nippon Small Cap SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would ₹5,000 monthly SIP in Nippon Small Cap generate over 5 years?
At an estimated annual return rate of 18.36%, a monthly ₹5,000 investment (₹3,00,000 total invested) would grow to approximately ₹4,93,359 in 5 years, yielding an estimated wealth gain of ₹1,93,359. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in Nippon Small Cap?
Nippon Small Cap's top holdings include C.E. Info Systems, Affle India, Newgen Software, and Home First Finance. The fund's sector allocation is Financials 18%, IT 15%, Industrial 14%, Consumer 12%, Others 41%.
What is the risk profile of Nippon Small Cap?
High volatility. Standard deviation ~22%. Can fall 40-50% in severe bear markets. This fund may not be suitable for conservative investors, those with < 10 year horizon, or anyone who cannot tolerate 40%+ temporary declines..
What are the tax implications of investing in Nippon Small Cap?
LTCG 12.5% above ₹1.25L/year. STCG 20% if sold within 1 year.
Data last updated: September 2026 | Fund data sourced from AMFI and BSE public APIs
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