Nikko AM Singapore STI ETF SIP Calculator
Calculate historical returns and project future compounding for Nikko AM STI ETF. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Singapore Equity Index
AUM
S$780 Million
Expense Ratio
0.30%
Fund Manager
Nikko Asset Management Asia
Nikko AM STI ETF Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 22.6% CAGR | 5 Years @ 13.4% CAGR | 10 Years @ 6.9% CAGR |
|---|---|---|---|
| S$100/mo | $5,183 Invested: $3,600 | $8,580 Invested: $6,000 | $17,293 Invested: $12,000 |
| S$250/mo | $12,957 Invested: $9,000 | $21,450 Invested: $15,000 | $43,233 Invested: $30,000 |
| S$500/mo | $25,914 Invested: $18,000 | $42,900 Invested: $30,000 | $86,466 Invested: $60,000 |
| S$1,000/mo | $51,827 Invested: $36,000 | $85,800 Invested: $60,000 | $172,932 Invested: $120,000 |
| S$2,500/mo | $129,568 Invested: $90,000 | $214,501 Invested: $150,000 | $432,331 Invested: $300,000 |
* Projections calculated using actual historical 3-year (22.63%), 5-year (13.42%), and 10-year (6.88%) performance data. Actual mutual fund returns fluctuate with market NAV.
About Nikko AM Singapore STI ETF
Popular low-cost passive vehicle replicating the performance of Singapore's premier Straits Times Index.
Investment Strategy
Invests substantially all its assets in all 30 constituent stocks of the STI in proportional weights.
Key Facts
- Widely integrated into Singapore local bank Regular Savings Plans (POSB/DBS/OCBC)
- Consistent semi-annual dividend distributions
- Efficient tracking with minimal tracking error to benchmark
Historical Returns
3-Year CAGR
+22.63%
5-Year CAGR
+13.42%
10-Year CAGR
+6.88%
Benchmark
Straits Times Index (STI)
Historical returns based on actual monthly exchange closing NAV as of September 2026.
Top Holdings & Sector Allocation
As of September 2026, Nikko AM STI ETF's portfolio includes:
Top 5 Holdings
- DBS Group Holdings (D05)
- OCBC Bank (O39)
- UOB (U11)
- Singtel (Z74)
- Keppel Ltd (BN4)
Sector Allocation
Financials 52%, Real Estate 18%, Industrials 12%, Communication Services 8%, Others 10%
Who Is This Fund Suitable For?
Retail and institutional investors building regular monthly savings plans (RSP) on SGX.
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Frequently Asked Questions About Nikko AM STI ETF
What is the historical SIP return of Nikko AM STI ETF?
Based on the latest data, Nikko AM STI ETF has delivered an annualized return (CAGR) of +22.63% over 3 years, +13.42% over 5 years, and +6.88% over 10 years. Past performance does not guarantee future results.
How is Nikko AM STI ETF SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would S$500 monthly SIP in Nikko AM STI ETF generate over 5 years?
At an estimated annual return rate of 13.42%, a monthly S$500 investment ($30,000 total invested) would grow to approximately $42,900 in 5 years, yielding an estimated wealth gain of $12,900. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in Nikko AM STI ETF?
Nikko AM STI ETF's top holdings include DBS Group Holdings (D05), OCBC Bank (O39), UOB (U11), and Singtel (Z74). The fund's sector allocation is Financials 52%, Real Estate 18%, Industrials 12%, Communication Services 8%, Others 10%.
What is the risk profile of Nikko AM STI ETF?
Nikko AM STI ETF is a Singapore Equity Index fund with moderate to high risk depending on market conditions. Investors should assess their risk tolerance before investing..
What are the tax implications of investing in Nikko AM STI ETF?
Gains from Nikko AM STI ETF are subject to capital gains tax. Equity funds held over 1 year qualify for LTCG at 12.5% on gains above âš1.25 lakh per year. Consult a tax advisor for your specific situation.
Data last updated: September 2026 | Fund data sourced from SGX and official public disclosures
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