Parag Parikh Flexi Cap Fund SIP Calculator
Calculate historical returns and project future compounding for PPFCF. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Flexi Cap
AUM
₹147,405 Cr
Expense Ratio
0.69%
Fund Manager
Rajeev Thakkar, Raunak Onkar & Raj Mehta
PPFCF Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 12.2% CAGR | 5 Years @ 11.1% CAGR | 10 Years @ 16.9% CAGR |
|---|---|---|---|
| ₹1,000/mo | ₹43,634 Invested: ₹36,000 | ₹80,534 Invested: ₹60,000 | ₹3,13,852 Invested: ₹1,20,000 |
| ₹2,500/mo | ₹1,09,086 Invested: ₹90,000 | ₹2,01,335 Invested: ₹1,50,000 | ₹7,84,631 Invested: ₹3,00,000 |
| ₹5,000/mo | ₹2,18,172 Invested: ₹1,80,000 | ₹4,02,669 Invested: ₹3,00,000 | ₹15,69,262 Invested: ₹6,00,000 |
| ₹10,000/mo | ₹4,36,343 Invested: ₹3,60,000 | ₹8,05,338 Invested: ₹6,00,000 | ₹31,38,523 Invested: ₹12,00,000 |
| ₹25,000/mo | ₹10,90,858 Invested: ₹9,00,000 | ₹20,13,346 Invested: ₹15,00,000 | ₹78,46,308 Invested: ₹30,00,000 |
* Projections calculated using actual historical 3-year (12.18%), 5-year (11.13%), and 10-year (16.91%) performance data. Actual mutual fund returns fluctuate with market NAV.
About Parag Parikh Flexi Cap Fund
Parag Parikh Flexi Cap Fund (PPFCF) is one of India's most respected equity mutual funds. It follows a value-oriented, 'go-anywhere' investment approach with the ability to invest across market capitalizations and international stocks.
Investment Strategy
Value-Oriented Flexi Cap Strategy — Seeks long-term capital appreciation by investing in high-quality businesses with strong moats and reasonable valuations. It maintains a diversified portfolio with the flexibility to hold cash or allocate up to 35% in foreign equities.
Key Facts
- Consistent outperformance with a focus on risk-adjusted returns
- Flexibility to invest in Indian large, mid, and small-cap stocks
- Access to global stocks (e.g., Alphabet, Microsoft, Meta)
- Conservative approach with a history of holding cash during market peaks
Historical Returns
3-Year CAGR
12.18%
5-Year CAGR
11.13%
10-Year CAGR
16.91%
Benchmark
Nifty 500 Multicap 50:25:25 TRI
Historical annualized returns as of August 2026. Mutual fund investments are subject to market risks.
Top Holdings & Sector Allocation
As of September 2026, PPFCF's portfolio includes:
Top 5 Holdings
- HDFC Bank Ltd.
- ITC Ltd.
- Bajaj Holdings & Investment Ltd.
- Alphabet Inc. (GOOGL)
- Microsoft Corp. (MSFT)
Sector Allocation
Financial Services 27.5%, Information Technology 18.2%, FMCG 16.8%, Auto 9.5%, International 12.0%, Others 16.0%
Risk & Drawdowns
Lower beta compared to most flexi-cap peers, providing a smoother ride.
Maintained resilience during the 2020 crash and 2022 inflationary sell-offs.
Tax Treatment
Equity taxation applies. International portion is currently taxed at marginal rates per updated Indian tax laws.
Who Should NOT Invest in PPFCF?
Investors looking for rapid short-term gains or those who prefer pure-play sector-specific exposure.
About the Fund Manager
Managed by the veteran team of Rajeev Thakkar, Raunak Onkar, and Raj Mehta.
Who Is This Fund Suitable For?
Suitable for long-term investors (5+ years) looking for a stable, research-heavy fund with lower volatility compared to pure mid-cap or small-cap funds.
More Funds from Parag Parikh & Similar Schemes
Similar Funds to Consider
- HDFC Flexi Cap Fund
- Quant Flexi Cap Fund
- Franklin India Flexi Cap Fund
Or compare side by side using our main SIP calculator — you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for PPFCF Investors
- FIRE Calculator — Plan your retirement corpus with PPFCF as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in PPFCF could cost you
- SIP vs EMI Calculator — Compare investing in PPFCF vs paying off loans
Frequently Asked Questions About PPFCF
What is the historical SIP return of PPFCF?
Based on the latest data, PPFCF has delivered an annualized return (CAGR) of 12.18% over 3 years, 11.13% over 5 years, and 16.91% over 10 years. Maintained resilience during the 2020 crash and 2022 inflationary sell-offs.
How is PPFCF SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would ₹5,000 monthly SIP in PPFCF generate over 5 years?
At an estimated annual return rate of 11.13%, a monthly ₹5,000 investment (₹3,00,000 total invested) would grow to approximately ₹4,02,669 in 5 years, yielding an estimated wealth gain of ₹1,02,669. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in PPFCF?
PPFCF's top holdings include HDFC Bank Ltd., ITC Ltd., Bajaj Holdings & Investment Ltd., and Alphabet Inc. (GOOGL). The fund's sector allocation is Financial Services 27.5%, Information Technology 18.2%, FMCG 16.8%, Auto 9.5%, International 12.0%, Others 16.0%.
What is the risk profile of PPFCF?
Lower beta compared to most flexi-cap peers, providing a smoother ride. This fund may not be suitable for investors looking for rapid short-term gains or those who prefer pure-play sector-specific exposure..
What are the tax implications of investing in PPFCF?
Equity taxation applies. International portion is currently taxed at marginal rates per updated Indian tax laws.
Data last updated: September 2026 | Fund data sourced from AMFI and BSE public APIs
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