Kotak Small Cap Fund SIP Calculator
Calculate historical returns and project future compounding for Kotak Small Cap. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Small Cap
AUM
₹19,679 Cr
Expense Ratio
0.6459%
Fund Manager
Pankaj Tibrewal
Kotak Small Cap Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 12.1% CAGR | 5 Years @ 12.5% CAGR | 10 Years @ 17.2% CAGR |
|---|---|---|---|
| ₹1,000/mo | ₹43,585 Invested: ₹36,000 | ₹83,565 Invested: ₹60,000 | ₹3,20,043 Invested: ₹1,20,000 |
| ₹2,500/mo | ₹1,08,963 Invested: ₹90,000 | ₹2,08,914 Invested: ₹1,50,000 | ₹8,00,107 Invested: ₹3,00,000 |
| ₹5,000/mo | ₹2,17,925 Invested: ₹1,80,000 | ₹4,17,827 Invested: ₹3,00,000 | ₹16,00,214 Invested: ₹6,00,000 |
| ₹10,000/mo | ₹4,35,850 Invested: ₹3,60,000 | ₹8,35,655 Invested: ₹6,00,000 | ₹32,00,429 Invested: ₹12,00,000 |
| ₹25,000/mo | ₹10,89,625 Invested: ₹9,00,000 | ₹20,89,137 Invested: ₹15,00,000 | ₹80,01,072 Invested: ₹30,00,000 |
* Projections calculated using actual historical 3-year (12.11%), 5-year (12.47%), and 10-year (17.22%) performance data. Actual mutual fund returns fluctuate with market NAV.
About Kotak Small Cap Fund
A top-performing small-cap fund managed by Pankaj Tibrewal targeting high-potential small businesses.
Investment Strategy
Prudent risk management focusing on business longevity, capital efficiency, and reasonable valuations.
Key Facts
- Consistent small-cap category leader
- Expense ratio: 0.63% (Direct)
- Benchmark: NIFTY Smallcap 250 TRI
Historical Returns
3-Year CAGR
12.11%
5-Year CAGR
12.47%
10-Year CAGR
17.22%
Benchmark
NIFTY Smallcap 250 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Verify with AMC before investing.
Top Holdings & Sector Allocation
As of September 2026, Kotak Small Cap's portfolio includes:
Top 5 Holdings
- Carborundum Universal
- Ratnamani Metals
- Century Plyboards
- Galaxy Surfactants
- Cyient Ltd
Sector Allocation
Who Is This Fund Suitable For?
Ideal for aggressive equity investors seeking long-term capital appreciation with a 7+ year horizon.
More Funds from Kotak Small & Similar Schemes
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Or compare side by side using our main SIP calculator — you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for Kotak Small Cap Investors
- FIRE Calculator — Plan your retirement corpus with Kotak Small Cap as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in Kotak Small Cap could cost you
- SIP vs EMI Calculator — Compare investing in Kotak Small Cap vs paying off loans
Frequently Asked Questions About Kotak Small Cap
What is the historical SIP return of Kotak Small Cap?
Based on the latest data, Kotak Small Cap has delivered an annualized return (CAGR) of 12.11% over 3 years, 12.47% over 5 years, and 17.22% over 10 years. Past performance does not guarantee future results.
How is Kotak Small Cap SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would ₹5,000 monthly SIP in Kotak Small Cap generate over 5 years?
At an estimated annual return rate of 12.47%, a monthly ₹5,000 investment (₹3,00,000 total invested) would grow to approximately ₹4,17,827 in 5 years, yielding an estimated wealth gain of ₹1,17,827. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in Kotak Small Cap?
Kotak Small Cap's top holdings include Carborundum Universal, Ratnamani Metals, Century Plyboards, and Galaxy Surfactants. The fund's sector allocation is diversified across multiple sectors.
What is the risk profile of Kotak Small Cap?
Kotak Small Cap is a Small Cap fund with moderate to high risk depending on market conditions. Investors should assess their risk tolerance before investing..
What are the tax implications of investing in Kotak Small Cap?
Gains from Kotak Small Cap are subject to capital gains tax. Equity funds held over 1 year qualify for LTCG at 12.5% on gains above ₹1.25 lakh per year. Consult a tax advisor for your specific situation.
Data last updated: September 2026 | Fund data sourced from AMFI and BSE public APIs
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