iShares MSCI USA Min Vol Factor ETF Returns Calculator
Calculate historical returns and project future compounding for iShares MSCI USA Min Vol (USMV). Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Large Blend / Defensive
AUM
$24.23 Billion
Expense Ratio
0.15%
Fund Manager
BlackRock Fund Advisors
iShares MSCI USA Min Vol (USMV) Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 12.3% CAGR | 5 Years @ 7.6% CAGR | 10 Years @ 9.9% CAGR |
|---|---|---|---|
| $100/mo | $4,374 Invested: $3,600 | $7,320 Invested: $6,000 | $20,548 Invested: $12,000 |
| $250/mo | $10,935 Invested: $9,000 | $18,299 Invested: $15,000 | $51,369 Invested: $30,000 |
| $500/mo | $21,870 Invested: $18,000 | $36,598 Invested: $30,000 | $102,738 Invested: $60,000 |
| $1,000/mo | $43,740 Invested: $36,000 | $73,196 Invested: $60,000 | $205,475 Invested: $120,000 |
| $2,500/mo | $109,351 Invested: $90,000 | $182,990 Invested: $150,000 | $513,689 Invested: $300,000 |
* Projections calculated using actual historical 3-year (12.33%), 5-year (7.61%), and 10-year (9.91%) performance data. Actual mutual fund returns fluctuate with market NAV.
About iShares MSCI USA Min Vol Factor ETF
iShares MSCI USA Min Vol Factor ETF (USMV) is the premier low-volatility equity ETF, managing over $24.4 Billion in assets. USMV mathematically optimizes a portfolio of U.S. stocks to achieve the lowest possible volatility while participating in broad equity market growth.
Investment Strategy
Minimum Volatility Optimization â Uses the MSCI Barra optimizer to select and weight U.S. equities based on their individual volatilities and cross-stock correlations, constructing a portfolio engineered to minimize overall portfolio variance under strict sector and turnover constraints.
Key Facts
- World's largest minimum volatility equity ETF ($24.4B+ AUM)
- Mathematically engineered to reduce portfolio volatility by 15-25%
- Low 0.15% expense ratio
- Morningstar Medalist Rating of Silver
Historical Returns
3-Year CAGR
12.33%
5-Year CAGR
7.61%
10-Year CAGR
9.91%
Benchmark
MSCI USA Minimum Volatility (USD) Index
Historical annualized returns as of August 2026. Minimum volatility strategies carry tracking variance.
Top Holdings & Sector Allocation
As of September 2026, iShares MSCI USA Min Vol (USMV)'s portfolio includes:
Top 5 Holdings
- Broadcom Inc. (AVGO)
- Berkshire Hathaway (BRK.B)
- Motorola Solutions (MSI)
- T-Mobile US Inc. (TMUS)
- Cisco Systems Inc. (CSCO)
Sector Allocation
Information Technology 22.4%, Healthcare 19.8%, Financials 15.6%, Consumer Staples 12.1%, Industrials 10.5%, Others 19.6%
Risk & Drawdowns
Standard deviation is ~11.5%, significantly lower than the S&P 500's ~15.0%.
Captures only ~65-75% of downside drawdowns during acute market corrections.
Tax Treatment
Standard ETF tax efficiency. Distributions are primarily qualified dividends.
Who Should NOT Invest in iShares MSCI USA Min Vol (USMV)?
Young, aggressive growth investors seeking maximum high-beta momentum.
About the Fund Manager
Managed by BlackRock Fund Advisors quantitative factor management group.
Who Is This Fund Suitable For?
Ideal for conservative equity investors, pre-retirees, and risk-averse savers who want stock market upside with significantly reduced drawdown severity.
More Funds from iShares & Similar Schemes
Similar Funds to Consider
- Invesco S&P 500 Low Volatility ETF (SPLV)
- Schwab U.S. Dividend Equity ETF (SCHD)
- Vanguard Global Minimum Volatility ETF (VMVFX)
Or compare side by side using our main SIP calculator â you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for iShares MSCI USA Min Vol (USMV) Investors
- FIRE Calculator â Plan your retirement corpus with iShares MSCI USA Min Vol (USMV) as part of your portfolio
- Cost of Delay Calculator â See how much delaying your SIP in iShares MSCI USA Min Vol (USMV) could cost you
- SIP vs EMI Calculator â Compare investing in iShares MSCI USA Min Vol (USMV) vs paying off loans
Frequently Asked Questions About iShares MSCI USA Min Vol (USMV)
What is the historical SIP return of iShares MSCI USA Min Vol (USMV)?
Based on the latest data, iShares MSCI USA Min Vol (USMV) has delivered an annualized return (CAGR) of 12.33% over 3 years, 7.61% over 5 years, and 9.91% over 10 years. Captures only ~65-75% of downside drawdowns during acute market corrections.
How is iShares MSCI USA Min Vol (USMV) SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would $500 monthly SIP in iShares MSCI USA Min Vol (USMV) generate over 5 years?
At an estimated annual return rate of 7.61%, a monthly $500 investment ($30,000 total invested) would grow to approximately $36,598 in 5 years, yielding an estimated wealth gain of $6,598. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in iShares MSCI USA Min Vol (USMV)?
iShares MSCI USA Min Vol (USMV)'s top holdings include Broadcom Inc. (AVGO), Berkshire Hathaway (BRK.B), Motorola Solutions (MSI), and T-Mobile US Inc. (TMUS). The fund's sector allocation is Information Technology 22.4%, Healthcare 19.8%, Financials 15.6%, Consumer Staples 12.1%, Industrials 10.5%, Others 19.6%.
What is the risk profile of iShares MSCI USA Min Vol (USMV)?
Standard deviation is ~11.5%, significantly lower than the S&P 500's ~15.0%. This fund may not be suitable for young, aggressive growth investors seeking maximum high-beta momentum..
What are the tax implications of investing in iShares MSCI USA Min Vol (USMV)?
Standard ETF tax efficiency. Distributions are primarily qualified dividends.
Data last updated: September 2026 | Fund data sourced from SEC filings and public exchanges
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