Schwab U.S. Large-Cap Value ETF Returns Calculator
Calculate historical returns and project future compounding for Schwab U.S. Large-Cap Value (SCHV). Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Large Value (US)
AUM
$15.67 Billion
Expense Ratio
0.04%
Fund Manager
Schwab Asset Management
Schwab U.S. Large-Cap Value (SCHV) Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 18.5% CAGR | 5 Years @ 10.8% CAGR | 10 Years @ 11.1% CAGR |
|---|---|---|---|
| $100/mo | $4,839 Invested: $3,600 | $7,979 Invested: $6,000 | $21,989 Invested: $12,000 |
| $250/mo | $12,098 Invested: $9,000 | $19,947 Invested: $15,000 | $54,973 Invested: $30,000 |
| $500/mo | $24,196 Invested: $18,000 | $39,893 Invested: $30,000 | $109,946 Invested: $60,000 |
| $1,000/mo | $48,391 Invested: $36,000 | $79,786 Invested: $60,000 | $219,891 Invested: $120,000 |
| $2,500/mo | $120,978 Invested: $90,000 | $199,466 Invested: $150,000 | $549,728 Invested: $300,000 |
* Projections calculated using actual historical 3-year (18.51%), 5-year (10.79%), and 10-year (11.07%) performance data. Actual mutual fund returns fluctuate with market NAV.
About Schwab U.S. Large-Cap Value ETF
Schwab U.S. Large-Cap Value ETF (SCHV) delivers ultra-low-cost, comprehensive exposure to large-cap domestic value equities. Managing nearly $16 Billion in assets at an ultra-low 0.04% expense ratio, SCHV holds over 500 value-oriented companies from the Dow Jones U.S. Large-Cap Value Index.
Investment Strategy
Passive Indexing â Replicates the Dow Jones U.S. Large-Cap Value Total Stock Market Index, selecting large-cap US corporations based on fundamental value metrics including price-to-earnings, price-to-book, dividend yield, and cash flow multiples.
Key Facts
- Ultra-low 0.04% expense ratio ($4 per year per $10,000 invested)
- Broadly diversified across ~500+ large-cap value companies
- Over $15.9 Billion in assets under management
- Over 16-year operating history since December 2009
Historical Returns
3-Year CAGR
18.51%
5-Year CAGR
10.79%
10-Year CAGR
11.07%
Benchmark
Dow Jones U.S. Large-Cap Value Total Stock Market Index
Historical annualized returns as of August 2026. Past performance does not guarantee future results.
Top Holdings & Sector Allocation
As of September 2026, Schwab U.S. Large-Cap Value (SCHV)'s portfolio includes:
Top 5 Holdings
- Berkshire Hathaway (BRK.B)
- JPMorgan Chase & Co. (JPM)
- Exxon Mobil Corp. (XOM)
- Johnson & Johnson (JNJ)
- Procter & Gamble (PG)
Sector Allocation
Financials 22.8%, Healthcare 16.4%, Industrials 14.5%, Information Technology 11.2%, Consumer Staples 10.8%, Energy 9.2%, Others 15.1%
Risk & Drawdowns
Standard deviation is ~14.4% providing disciplined large-value risk characteristics.
Experienced -34% drawdown in 2020 and -7.5% in 2022 (strongly protecting capital during the 2022 tech crash).
Tax Treatment
Standard ETF tax efficiency. Distributions are predominantly qualified dividends.
Who Should NOT Invest in Schwab U.S. Large-Cap Value (SCHV)?
Investors seeking 100% tech growth exposure or high-beta momentum.
About the Fund Manager
Managed by Schwab Asset Management passive equity indexing team.
Who Is This Fund Suitable For?
Ideal for retail investors and financial advisors seeking a low-cost, broadly diversified core domestic large-value foundation.
More Funds from Schwab & Similar Schemes
Similar Funds to Consider
- Vanguard Value ETF (VTV)
- iShares Russell 1000 Value ETF (IWD)
- SPDR Portfolio S&P 500 Value ETF (SPYV)
Or compare side by side using our main SIP calculator â you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for Schwab U.S. Large-Cap Value (SCHV) Investors
- FIRE Calculator â Plan your retirement corpus with Schwab U.S. Large-Cap Value (SCHV) as part of your portfolio
- Cost of Delay Calculator â See how much delaying your SIP in Schwab U.S. Large-Cap Value (SCHV) could cost you
- SIP vs EMI Calculator â Compare investing in Schwab U.S. Large-Cap Value (SCHV) vs paying off loans
Frequently Asked Questions About Schwab U.S. Large-Cap Value (SCHV)
What is the historical SIP return of Schwab U.S. Large-Cap Value (SCHV)?
Based on the latest data, Schwab U.S. Large-Cap Value (SCHV) has delivered an annualized return (CAGR) of 18.51% over 3 years, 10.79% over 5 years, and 11.07% over 10 years. Experienced -34% drawdown in 2020 and -7.5% in 2022 (strongly protecting capital during the 2022 tech crash).
How is Schwab U.S. Large-Cap Value (SCHV) SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would $500 monthly SIP in Schwab U.S. Large-Cap Value (SCHV) generate over 5 years?
At an estimated annual return rate of 10.79%, a monthly $500 investment ($30,000 total invested) would grow to approximately $39,893 in 5 years, yielding an estimated wealth gain of $9,893. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in Schwab U.S. Large-Cap Value (SCHV)?
Schwab U.S. Large-Cap Value (SCHV)'s top holdings include Berkshire Hathaway (BRK.B), JPMorgan Chase & Co. (JPM), Exxon Mobil Corp. (XOM), and Johnson & Johnson (JNJ). The fund's sector allocation is Financials 22.8%, Healthcare 16.4%, Industrials 14.5%, Information Technology 11.2%, Consumer Staples 10.8%, Energy 9.2%, Others 15.1%.
What is the risk profile of Schwab U.S. Large-Cap Value (SCHV)?
Standard deviation is ~14.4% providing disciplined large-value risk characteristics. This fund may not be suitable for investors seeking 100% tech growth exposure or high-beta momentum..
What are the tax implications of investing in Schwab U.S. Large-Cap Value (SCHV)?
Standard ETF tax efficiency. Distributions are predominantly qualified dividends.
Data last updated: September 2026 | Fund data sourced from SEC filings and public exchanges
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