BlackRock Liquidity FedFund Institutional Shares Returns Calculator
Calculate historical returns and project future compounding for BlackRock Liquidity FedFund. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Money Market (US)
AUM
$166.13 Billion
Expense Ratio
0.22%
Fund Manager
BlackRock Cash Management Group
BlackRock Liquidity FedFund Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 4.9% CAGR | 5 Years @ 3.3% CAGR | 10 Years @ 2.1% CAGR |
|---|---|---|---|
| $100/mo | $3,885 Invested: $3,600 | $6,523 Invested: $6,000 | $13,343 Invested: $12,000 |
| $250/mo | $9,712 Invested: $9,000 | $16,308 Invested: $15,000 | $33,356 Invested: $30,000 |
| $500/mo | $19,424 Invested: $18,000 | $32,615 Invested: $30,000 | $66,713 Invested: $60,000 |
| $1,000/mo | $38,848 Invested: $36,000 | $65,231 Invested: $60,000 | $133,426 Invested: $120,000 |
| $2,500/mo | $97,119 Invested: $90,000 | $163,077 Invested: $150,000 | $333,565 Invested: $300,000 |
* Projections calculated using actual historical 3-year (4.89%), 5-year (3.25%), and 10-year (2.07%) performance data. Actual mutual fund returns fluctuate with market NAV.
About BlackRock Liquidity FedFund Institutional Shares
BlackRock Liquidity FedFund (Institutional Shares, TFDXX) is a massive institutional government money market fund. It invests in short-term U.S. government obligations and repurchase agreements to provide high liquidity and capital stability.
Investment Strategy
Government Liquidity Strategy â Seeks current income consistent with capital preservation and liquidity by investing at least 99.5% of total assets in cash, U.S. government obligations, and government-backed repos with a maximum 60-day average maturity.
Key Facts
- Maintains a stable $1.00 net asset value (NAV) per share
- Over $160 Billion in fund assets
- Backed by BlackRock's Aladdin risk management analytics
- Institutional share class with continuous liquidity
Historical Returns
3-Year CAGR
4.89% (Compound Yield)
5-Year CAGR
3.25% (Compound Yield)
10-Year CAGR
2.07% (Compound Yield)
Benchmark
FTSE 3-Month US Treasury Bill Index
Money market funds are not FDIC insured.
Top Holdings & Sector Allocation
As of September 2026, BlackRock Liquidity FedFund's portfolio includes:
Top 5 Holdings
- U.S. Treasury Bills & Notes (~50-60%)
- U.S. Government Agency Repurchase Agreements (~40-50%)
- Cash Equivalents (<1%)
Sector Allocation
U.S. Treasury Debt 55.6%, Government Agency Repos 44.1%, Cash Equivalents 0.3%
Risk & Drawdowns
Near-zero NAV volatility aiming for constant $1.00 share value.
Maintained continuous $1.00 NAV across every financial crisis since 1989.
Tax Treatment
Distributions are taxable federally. Treasury portion is exempt from state and local income taxes.
Who Should NOT Invest in BlackRock Liquidity FedFund?
Long-term investors seeking capital growth or equity returns.
About the Fund Manager
Managed by BlackRock Cash Management Group, overseeing trillions globally.
Who Is This Fund Suitable For?
Ideal for institutional treasury managers, pension cash balances, and financial intermediaries seeking institutional government yield and daily liquidity.
More Funds from BlackRock & Similar Schemes
Similar Funds to Consider
- BlackRock Liquidity Treasury Trust Fund (TTTXX)
- Goldman Sachs FS Government Fund (FGTXX)
- JPMorgan US Government Money Market Fund (OGVXX)
Or compare side by side using our main SIP calculator â you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for BlackRock Liquidity FedFund Investors
- FIRE Calculator â Plan your retirement corpus with BlackRock Liquidity FedFund as part of your portfolio
- Cost of Delay Calculator â See how much delaying your SIP in BlackRock Liquidity FedFund could cost you
- SIP vs EMI Calculator â Compare investing in BlackRock Liquidity FedFund vs paying off loans
Frequently Asked Questions About BlackRock Liquidity FedFund
What is the historical SIP return of BlackRock Liquidity FedFund?
Based on the latest data, BlackRock Liquidity FedFund has delivered an annualized return (CAGR) of 4.89% (Compound Yield) over 3 years, 3.25% (Compound Yield) over 5 years, and 2.07% (Compound Yield) over 10 years. Maintained continuous $1.00 NAV across every financial crisis since 1989.
How is BlackRock Liquidity FedFund SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would $500 monthly SIP in BlackRock Liquidity FedFund generate over 5 years?
At an estimated annual return rate of 3.25%, a monthly $500 investment ($30,000 total invested) would grow to approximately $32,615 in 5 years, yielding an estimated wealth gain of $2,615. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in BlackRock Liquidity FedFund?
BlackRock Liquidity FedFund's top holdings include U.S. Treasury Bills & Notes (~50-60%), U.S. Government Agency Repurchase Agreements (~40-50%), Cash Equivalents (<1%), and others. The fund's sector allocation is U.S. Treasury Debt 55.6%, Government Agency Repos 44.1%, Cash Equivalents 0.3%.
What is the risk profile of BlackRock Liquidity FedFund?
Near-zero NAV volatility aiming for constant $1.00 share value. This fund may not be suitable for long-term investors seeking capital growth or equity returns..
What are the tax implications of investing in BlackRock Liquidity FedFund?
Distributions are taxable federally. Treasury portion is exempt from state and local income taxes.
Data last updated: September 2026 | Fund data sourced from SEC filings and public exchanges
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