BlackRock Liquidity Treasury Trust Fund Institutional Shares Returns Calculator
Calculate historical returns and project future compounding for BlackRock Liquidity Treasury Trust. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Money Market (US)
AUM
$178.63 Billion
Expense Ratio
0.17%
Fund Manager
BlackRock Cash Management Group
BlackRock Liquidity Treasury Trust Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 4.9% CAGR | 5 Years @ 3.2% CAGR | 10 Years @ 2.0% CAGR |
|---|---|---|---|
| $100/mo | $3,883 Invested: $3,600 | $6,518 Invested: $6,000 | $13,322 Invested: $12,000 |
| $250/mo | $9,707 Invested: $9,000 | $16,295 Invested: $15,000 | $33,304 Invested: $30,000 |
| $500/mo | $19,415 Invested: $18,000 | $32,590 Invested: $30,000 | $66,609 Invested: $60,000 |
| $1,000/mo | $38,829 Invested: $36,000 | $65,180 Invested: $60,000 | $133,218 Invested: $120,000 |
| $2,500/mo | $97,073 Invested: $90,000 | $162,950 Invested: $150,000 | $333,044 Invested: $300,000 |
* Projections calculated using actual historical 3-year (4.86%), 5-year (3.22%), and 10-year (2.04%) performance data. Actual mutual fund returns fluctuate with market NAV.
About BlackRock Liquidity Treasury Trust Fund Institutional Shares
BlackRock Liquidity Treasury Trust Fund (Institutional Shares, TTTXX) is BlackRock's flagship institutional pure Treasury money market fund. It invests exclusively in short-term direct obligations of the U.S. Treasury to provide sovereign safety, liquidity, and state tax exemptions.
Investment Strategy
Pure Treasury Liquidity Strategy â Invests 100% of assets in short-term U.S. Treasury bills and notes with a dollar-weighted average maturity of 60 days or less, ensuring maximum credit quality and state-tax exemption.
Key Facts
- Invests 100% exclusively in direct U.S. Treasury obligations
- Maintains a stable $1.00 net asset value (NAV) per share
- Over $178 Billion in institutional share class assets
- Dividends are 100% exempt from state and local income taxes
Historical Returns
3-Year CAGR
4.86% (Compound Yield)
5-Year CAGR
3.22% (Compound Yield)
10-Year CAGR
2.04% (Compound Yield)
Benchmark
FTSE 3-Month US Treasury Bill Index
Money market funds are not FDIC insured.
Top Holdings & Sector Allocation
As of September 2026, BlackRock Liquidity Treasury Trust's portfolio includes:
Top 5 Holdings
- U.S. Treasury Bills (~85-95%)
- U.S. Treasury Notes (~5-15%)
- Cash Equivalents (<1%)
Sector Allocation
Direct U.S. Treasury Debt 99.8%, Cash Equivalents 0.2%
Risk & Drawdowns
Near-zero NAV volatility seeking constant $1.00 share price.
Maintained continuous $1.00 NAV across every financial crisis since 1989.
Tax Treatment
Distributions are taxable federally but 100% exempt from state and local income taxes.
Who Should NOT Invest in BlackRock Liquidity Treasury Trust?
Investors seeking equity growth or high-yield corporate credit exposure.
About the Fund Manager
Managed by BlackRock Cash Management Group, overseeing trillions in institutional liquidity.
Who Is This Fund Suitable For?
Ideal for institutional corporate treasuries, endowments, and high-net-worth investors in high income-tax states seeking pure U.S. Treasury collateral and daily liquidity.
More Funds from BlackRock & Similar Schemes
Similar Funds to Consider
- JPMorgan 100% US Treasury Securities Money Market Fund (CJTXX)
- Vanguard Federal Money Market Fund (VMFXX)
- Goldman Sachs FS Government Fund (FGTXX)
Or compare side by side using our main SIP calculator â you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for BlackRock Liquidity Treasury Trust Investors
- FIRE Calculator â Plan your retirement corpus with BlackRock Liquidity Treasury Trust as part of your portfolio
- Cost of Delay Calculator â See how much delaying your SIP in BlackRock Liquidity Treasury Trust could cost you
- SIP vs EMI Calculator â Compare investing in BlackRock Liquidity Treasury Trust vs paying off loans
Frequently Asked Questions About BlackRock Liquidity Treasury Trust
What is the historical SIP return of BlackRock Liquidity Treasury Trust?
Based on the latest data, BlackRock Liquidity Treasury Trust has delivered an annualized return (CAGR) of 4.86% (Compound Yield) over 3 years, 3.22% (Compound Yield) over 5 years, and 2.04% (Compound Yield) over 10 years. Maintained continuous $1.00 NAV across every financial crisis since 1989.
How is BlackRock Liquidity Treasury Trust SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would $500 monthly SIP in BlackRock Liquidity Treasury Trust generate over 5 years?
At an estimated annual return rate of 3.22%, a monthly $500 investment ($30,000 total invested) would grow to approximately $32,590 in 5 years, yielding an estimated wealth gain of $2,590. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in BlackRock Liquidity Treasury Trust?
BlackRock Liquidity Treasury Trust's top holdings include U.S. Treasury Bills (~85-95%), U.S. Treasury Notes (~5-15%), Cash Equivalents (<1%), and others. The fund's sector allocation is Direct U.S. Treasury Debt 99.8%, Cash Equivalents 0.2%.
What is the risk profile of BlackRock Liquidity Treasury Trust?
Near-zero NAV volatility seeking constant $1.00 share price. This fund may not be suitable for investors seeking equity growth or high-yield corporate credit exposure..
What are the tax implications of investing in BlackRock Liquidity Treasury Trust?
Distributions are taxable federally but 100% exempt from state and local income taxes.
Data last updated: September 2026 | Fund data sourced from SEC filings and public exchanges
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