Vanguard Total International Stock Index Fund Investor Shares Returns Calculator
Calculate historical returns and project future compounding for Vanguard Total International Stock. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Foreign Large Blend
AUM
$665.69 Billion
Expense Ratio
0.17%
Fund Manager
Christine D. Franquin, Michael Perre & Scott E. Geiger
Vanguard Total International Stock Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 20.3% CAGR | 5 Years @ 9.4% CAGR | 10 Years @ 9.2% CAGR |
|---|---|---|---|
| $100/mo | $4,985 Invested: $3,600 | $7,680 Invested: $6,000 | $19,688 Invested: $12,000 |
| $250/mo | $12,462 Invested: $9,000 | $19,199 Invested: $15,000 | $49,220 Invested: $30,000 |
| $500/mo | $24,924 Invested: $18,000 | $38,399 Invested: $30,000 | $98,439 Invested: $60,000 |
| $1,000/mo | $49,849 Invested: $36,000 | $76,798 Invested: $60,000 | $196,878 Invested: $120,000 |
| $2,500/mo | $124,622 Invested: $90,000 | $191,994 Invested: $150,000 | $492,195 Invested: $300,000 |
* Projections calculated using actual historical 3-year (20.3%), 5-year (9.39%), and 10-year (9.17%) performance data. Actual mutual fund returns fluctuate with market NAV.
About Vanguard Total International Stock Index Fund Investor Shares
Vanguard Total International Stock Index Fund provides comprehensive, low-cost exposure to non-US developed and emerging equity markets across over 8,500 companies in 40+ countries.
Investment Strategy
Passive Indexing â Tracks the MSCI ACWI ex USA Investable Market Index using representative sampling, covering large, mid, and small-cap equities across Europe, the Pacific Basin, Emerging Markets, and Canada.
Key Facts
- Spans 8,500+ non-US companies across developed and emerging economies
- Low 0.17% expense ratio for comprehensive global equity coverage
- Invests in Europe (~40%), Pacific/Asia (~27%), Emerging Markets (~25%), and North America ex-US (~8%)
- Market-cap weighted global indexing approach
Historical Returns
3-Year CAGR
20.3%
5-Year CAGR
9.39%
10-Year CAGR
9.17%
Benchmark
MSCI ACWI ex USA IMI Index
Historical annualized returns as of August 2026. International investments carry currency and geopolitical risks.
Top Holdings & Sector Allocation
As of September 2026, Vanguard Total International Stock's portfolio includes:
Top 5 Holdings
- Taiwan Semiconductor Manufacturing (TSMC)
- Novo Nordisk A/S
- ASML Holding NV
- Tencent Holdings Ltd.
- Samsung Electronics Co.
Sector Allocation
Financials 21.4%, Information Technology 14.8%, Industrials 14.2%, Consumer Discretionary 11.5%, Healthcare 9.6%, Others 28.5%
Risk & Drawdowns
Standard deviation is ~16.4% due to emerging market and currency volatility.
Experienced -33.5% drawdown in early 2020 and -27.1% during the 2022 global dollar surge.
Tax Treatment
Qualified dividend income is eligible for reduced US tax rates. Foreign withholding taxes paid may be claimed as a Foreign Tax Credit on IRS Form 1116.
Who Should NOT Invest in Vanguard Total International Stock?
Investors seeking pure domestic US market exposure or complete currency stability.
About the Fund Manager
Managed by Vanguard Equity Index Group's international equity team led by Christine Franquin and Michael Perre.
Who Is This Fund Suitable For?
Essential international equity pillar for global asset allocation and Boglehead 3-fund portfolios looking to diversify beyond the United States.
More Funds from Vanguard & Similar Schemes
Similar Funds to Consider
- Fidelity Total International Index Fund (FTIHX)
- Schwab International Index Fund (SWISX)
- Vanguard Total World Stock ETF (VT)
Or compare side by side using our main SIP calculator â you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for Vanguard Total International Stock Investors
- FIRE Calculator â Plan your retirement corpus with Vanguard Total International Stock as part of your portfolio
- Cost of Delay Calculator â See how much delaying your SIP in Vanguard Total International Stock could cost you
- SIP vs EMI Calculator â Compare investing in Vanguard Total International Stock vs paying off loans
Frequently Asked Questions About Vanguard Total International Stock
What is the historical SIP return of Vanguard Total International Stock?
Based on the latest data, Vanguard Total International Stock has delivered an annualized return (CAGR) of 20.3% over 3 years, 9.39% over 5 years, and 9.17% over 10 years. Experienced -33.5% drawdown in early 2020 and -27.1% during the 2022 global dollar surge.
How is Vanguard Total International Stock SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would $500 monthly SIP in Vanguard Total International Stock generate over 5 years?
At an estimated annual return rate of 9.39%, a monthly $500 investment ($30,000 total invested) would grow to approximately $38,399 in 5 years, yielding an estimated wealth gain of $8,399. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in Vanguard Total International Stock?
Vanguard Total International Stock's top holdings include Taiwan Semiconductor Manufacturing (TSMC), Novo Nordisk A/S, ASML Holding NV, and Tencent Holdings Ltd.. The fund's sector allocation is Financials 21.4%, Information Technology 14.8%, Industrials 14.2%, Consumer Discretionary 11.5%, Healthcare 9.6%, Others 28.5%.
What is the risk profile of Vanguard Total International Stock?
Standard deviation is ~16.4% due to emerging market and currency volatility. This fund may not be suitable for investors seeking pure domestic us market exposure or complete currency stability..
What are the tax implications of investing in Vanguard Total International Stock?
Qualified dividend income is eligible for reduced US tax rates. Foreign withholding taxes paid may be claimed as a Foreign Tax Credit on IRS Form 1116.
Data last updated: September 2026 | Fund data sourced from SEC filings and public exchanges
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