Kotak Emerging Equity Fund SIP Calculator
Calculate historical returns and project future compounding for Kotak Emerging Equity. Test different monthly amounts, tenures, and step-up scenarios using real historical NAV performance.
Category
Mid Cap
AUM
₹22,100+ crore
Expense Ratio
0.45-0.60% (Direct)
Fund Manager
Harsha Upadhyaya
Kotak Emerging Equity Historical SIP Performance & Returns Table
Historical value of standard monthly SIP investments based on actual fund CAGRs.
| Monthly SIP | 3 Years @ 19.2% CAGR | 5 Years @ 22.5% CAGR | 10 Years @ 16.8% CAGR |
|---|---|---|---|
| ₹1,000/mo | ₹48,947 Invested: ₹36,000 | ₹1,11,291 Invested: ₹60,000 | ₹3,11,689 Invested: ₹1,20,000 |
| ₹2,500/mo | ₹1,22,367 Invested: ₹90,000 | ₹2,78,227 Invested: ₹1,50,000 | ₹7,79,223 Invested: ₹3,00,000 |
| ₹5,000/mo | ₹2,44,734 Invested: ₹1,80,000 | ₹5,56,454 Invested: ₹3,00,000 | ₹15,58,447 Invested: ₹6,00,000 |
| ₹10,000/mo | ₹4,89,468 Invested: ₹3,60,000 | ₹11,12,908 Invested: ₹6,00,000 | ₹31,16,893 Invested: ₹12,00,000 |
| ₹25,000/mo | ₹12,23,671 Invested: ₹9,00,000 | ₹27,82,270 Invested: ₹15,00,000 | ₹77,92,233 Invested: ₹30,00,000 |
* Projections calculated using actual historical 3-year (19.2%), 5-year (22.5%), and 10-year (16.8%) performance data. Actual mutual fund returns fluctuate with market NAV.
About Kotak Emerging Equity Fund
One of the oldest and largest mid cap funds in India. Has demonstrated consistent performance across multiple market cycles over two decades.
Investment Strategy
Quality-focused mid cap investing with emphasis on companies with strong return on equity, sustainable growth, and competent management. Maintains a well-diversified portfolio.
Key Facts
- Over 20 years of track record
- One of the largest mid cap funds by AUM
- Low expense ratio for the category
- Benchmark: Nifty Midcap 150 TRI
Historical Returns
3-Year CAGR
19.2%
5-Year CAGR
22.5%
10-Year CAGR
16.8%
Benchmark
Nifty Midcap 150 TRI
Returns are illustrative based on historical performance. Actual returns may vary. Data as of August 2026. Verify with AMC before investing.
Top Holdings & Sector Allocation
As of August 2026, Kotak Emerging Equity's portfolio includes:
Top 5 Holdings
- Persistent Systems
- Coforge
- C.E. Info Systems
- Affle India
- Home First Finance
Sector Allocation
IT 18%, Financials 20%, Industrial 16%, Consumer 11%, Others 35%
Risk & Drawdowns
Moderate volatility for mid cap. Standard deviation ~17%. Well-diversified.
Max drawdown -40% in March 2020. Recovered in 12 months. 20+ year track record.
Tax Treatment
LTCG 12.5% above ₹1.25L/year. STCG 20% if sold within 1 year.
Who Should NOT Invest in Kotak Emerging Equity?
Investors seeking small cap exposure or those with < 7 year horizon.
About the Fund Manager
Harsha Upadhyaya managing since 2011. One of the most experienced mid cap managers in India.
Who Is This Fund Suitable For?
Suitable for long-term wealth creation through mid cap exposure. One of the most established funds in its category. Horizon of 7+ years.
More Funds from Kotak Emerging & Similar Schemes
Similar Funds to Consider
- Mirae Asset Midcap Fund
- Axis Midcap Fund
- HDFC Mid-Cap Opportunities Fund
Or compare side by side using our main SIP calculator — you can test different funds with the same investment amount and dates to see which performed better.
Other Tools for Kotak Emerging Equity Investors
- FIRE Calculator — Plan your retirement corpus with Kotak Emerging Equity as part of your portfolio
- Cost of Delay Calculator — See how much delaying your SIP in Kotak Emerging Equity could cost you
- SIP vs EMI Calculator — Compare investing in Kotak Emerging Equity vs paying off loans
Frequently Asked Questions About Kotak Emerging Equity
What is the historical SIP return of Kotak Emerging Equity?
Based on the latest data, Kotak Emerging Equity has delivered an annualized return (CAGR) of 19.2% over 3 years, 22.5% over 5 years, and 16.8% over 10 years. Max drawdown -40% in March 2020. Recovered in 12 months. 20+ year track record.
How is Kotak Emerging Equity SIP return calculated?
SIP returns are calculated using the XIRR (Extended Internal Rate of Return) method. Each monthly installment buys units at the fund's Net Asset Value (NAV) on that specific day. When markets are down, your SIP buys more units, and when markets are up, it buys fewer units (rupee cost averaging). Our calculator replays this exact process using historical NAV data to compute the precise current value of your accumulated units.
How much return would ₹5,000 monthly SIP in Kotak Emerging Equity generate over 5 years?
At an estimated annual return rate of 22.5%, a monthly ₹5,000 investment (₹3,00,000 total invested) would grow to approximately ₹5,56,454 in 5 years, yielding an estimated wealth gain of ₹2,56,454. Use our interactive calculator above to test custom amounts with actual historical NAV data.
What are the top holdings in Kotak Emerging Equity?
Kotak Emerging Equity's top holdings include Persistent Systems, Coforge, C.E. Info Systems, and Affle India. The fund's sector allocation is IT 18%, Financials 20%, Industrial 16%, Consumer 11%, Others 35%.
What is the risk profile of Kotak Emerging Equity?
Moderate volatility for mid cap. Standard deviation ~17%. Well-diversified. This fund may not be suitable for investors seeking small cap exposure or those with < 7 year horizon..
What are the tax implications of investing in Kotak Emerging Equity?
LTCG 12.5% above ₹1.25L/year. STCG 20% if sold within 1 year.
Data last updated: September 2026 | Fund data sourced from AMFI and BSE public APIs
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